The Credit Angel blog

House prices are 6.1 times annual earnings on average

October 03 2016

Low interest rates are bad news for savers and pension holders, but good news for borrowers and homeowners with mortgages. For many, the consistently low interest rates throughout the most recent recession meant that at least they could keep their homes,

How to budget for a baby

September 22 2016

If you are expecting a baby, you will receive copious amounts of advice from everyone you know, and occasionally from complete strangers, about everything to do with your pregnancy and baby from feeding to health and discipline. Filtering this advice for

Secured v unsecured debt: understand the difference

August 16 2016

Any financial organisation will have only one concern when deciding whether or not to lend you money and that is whether you can afford to pay it back. How they work this out can depend on what type of loan you apply for, what your personal circumstances

Bank charges tackled by watchdog

July 10 2016

Charging a monthly amount for current accounts has become widely accepted – account holders pay a few pounds each month for the privilege of owning a bank account with added benefits such as travel insurance. Yet it seems that the long-standing practice o